FelmuCBS runs a financial institution end to end — member savings and current accounts, loans, teller and cash, treasury and FX — on one bank-grade, double-entry ledger, with maker-checker controls, a full audit trail and multi-branch built in.

Full CASA — member and customer accounts, savings and current, interest calculation, standing instructions and statements.
Origination, appraisal, disbursement, repayments and interest — with every movement posted to the ledger automatically.
Tills, vaults and cash-in-transit across every branch, with cash movements controlled, reconciled and never double-counted.
Nostro positions, FX dealing and revaluation — kept clean against the general ledger, not bolted on.
Automated end-of-day batch runs interest accruals, charges and postings reliably, every night.
Every sensitive action is dual-controlled, with segregation of duties enforced across the institution.
Customer deposits and loans stay in their subledgers; the institution's own books run on a full double-entry general ledger that reconciles to them.
A full chart of accounts with cost centres and dimensions, accounting periods, soft and hard close, and year-end — one ledger for the whole institution.
Vendors, RFQ, purchase orders and commitments, goods receipt, three-way-matched invoices and controlled payment runs.
Fixed assets and work-in-progress, stores inventory, and budgets with commitment control.
Bank, nostro and control-account reconciliation, plus trial balance, P&L, balance sheet, cash flow and management packs.
A complete, tamper-evident audit trail, document management and locked, sequential numbering.
Fine-grained permissions and ready-made role packs — each officer sees exactly what their job needs.
Run many branches and currencies on one system, with inter-branch handled properly — deployed in Kenya and Zambia.
A reporting framework for management packs and the regulatory returns your central bank expects.
Book a walkthrough with the team — savings, loans, teller, treasury and the ledger, on a system built for SACCOs, microfinance institutions and banks.
Request a demo →