FelmuCBS runs a financial institution end to end — member savings and current accounts, loans, teller and cash, treasury and FX — on one bank-grade, double-entry ledger, with maker-checker controls, a full audit trail and multi-branch built in.

Full CASA — member and customer accounts, savings and current, interest calculation, standing instructions and statements.
Origination, appraisal, disbursement, repayments and interest — with every movement posted to the ledger automatically.
Tills, vaults and cash-in-transit across every branch, with cash movements controlled, reconciled and never double-counted.
Nostro positions, FX dealing and revaluation — kept clean against the general ledger, not bolted on.
Automated end-of-day batch runs interest accruals, charges and postings reliably, every night.
Every sensitive action is dual-controlled, with segregation of duties enforced across the institution.
Customer deposits and loans stay in their subledgers; the institution's own books run on a full double-entry general ledger that reconciles to them.
A full chart of accounts with cost centres and dimensions, accounting periods, soft and hard close, and year-end — one ledger for the whole institution.
Vendors, RFQ, purchase orders and commitments, goods receipt, three-way-matched invoices and controlled payment runs.
Fixed assets and work-in-progress, stores inventory, and budgets with commitment control.
Bank, nostro and control-account reconciliation, plus trial balance, P&L, balance sheet, cash flow and management packs.
A complete, tamper-evident audit trail, document management and locked, sequential numbering.
Fine-grained permissions and ready-made role packs — each officer sees exactly what their job needs.
Run many branches and currencies on one system, with inter-branch handled properly — deployed in Kenya and Zambia.
A reporting framework for management packs and the regulatory returns your central bank expects.
SACCOs, microfinance institutions and banks. It runs the whole institution end to end.
Member savings and current accounts, loans, teller and cash, treasury and FX, a double-entry general ledger, and maker-checker controls, multi-branch and multi-currency.
Yes — FelmuCBS deploys on-premise or in the cloud, and is in use in Kenya and Zambia.
FelmuCBS is the system of record that runs the accounts and ledger; MicroLens AI analyses the data for credit-risk intelligence on top. Many institutions use both.
Book a walkthrough with the team — savings, loans, teller, treasury and the ledger, on a system built for SACCOs, microfinance institutions and banks.
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